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نفقات الإسكان (Info)


يمكن قياس القدرة على تحمل تكاليف الإسكان عن طريق تغير العلاقات بين أسعار المنازل والإيجارات، وبين أسعار المنازل والدخل. كانت هناك زيادة بين صناع السياسات في الإسكان ميسور التكلفة، حيث ارتفع سعر الإسكان بشكل كبير، وخلق أزمة في الإسكان ميسور التكلفة.

"شهد العالم زيادة سريعة في أسعار المنازل، من حيث المقدار والمدة، وبالتزامن عبر البلدان" منذ عام 2000، "ولم يسبق أن ارتفعت أسعار المنازل بسرعة كبيرة، لفترة طويلة، في العديد من البلدان". تضاعفت الأسعار في العديد من البلدان وتضاعفت ثلاث مرات تقريبًا في أيرلندا.

أدى انفجار أكبر فقاعة مالية في التاريخ في عام 2008، إلى إشاعة الفوضى على مستوى العالم في سوق الإسكان. انخفضت أسعار المنازل في أيرلندا بنسبة 45% بحلول عام 2011، عن أعلى مستوى لها في عام 2007. وانخفضت الأسعار بنسبة 34% في الولايات المتحدة، بينما ازداد الرهن العقاري بشكل كبير. انخفضت أسعار المنازل في إسبانيا والدنمارك بنسبة 15%. لا تزال أسعار المساكن مبالغ فيها، على الرغم من الكساد بنحو 25% أو أكثر في أستراليا وبلجيكا وكندا وفرنسا ونيوزيلندا وبريطانيا وهولندا وإسبانيا والسويد.

Source: wikipedia.org
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