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islamic concepts and values the concept of time value of money the concept of spiritual values in islam the concept of arab nationalism understanding the financial statements performance appraisal concept the concept of educational calendar the concept of moral values concepts and values of democracy social national concepts between criticism and response the concept of social values the concept of calendar and measurement the concept of values in the holy quran the concept of national and human values the concept of values in general and material values literary maqamah concept the concept of human values the concept of spiritual values language and idiomatically the concept of material values and their manifestations the concept of resistance and the factors that depend on it