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Book Legal Rooting Of Financial Inclusion In The Light Of Digital Transformation

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Legal Rooting Of Financial Inclusion In The Light Of Digital Transformation
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Legal Rooting Of Financial Inclusion In The Light Of Digital Transformation

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Category: Public Funds Law [Edit]
Language: Arabic
Publisher: المصرية للنشر والتوزيع
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Rank: 382,596 No 1 most popular
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الشمول المالى هو تجميع الفئات المهمشة ماليا من أصحاب الدخل المنخفض، للتعامل مع الجهاز المصرفى، ومن حق كل فرد أو مؤسسة فى المجتمع أن تتوفر لهم الخدمات المصرفية والمنتجات المالية بكل أنواعها وبما يتناسب معها، فيعرف الشمول المالي على أنه إتاحة الخدمات أو المنتجات المالية من حسابات التوفير، والحسابات الجارية، والتأمين، والتمويل والائتمان لشرائح مختلفة من الشعب، سواء كانوا أفرادا أم مؤسسات، وذلك بجودة مناسبة وأسعار معقولة تمكنهم من التعامل مع القنوات الرسمية المالية كالبنوك، وهيئات البريد والجمعيات الأهلية، وتضمن تلك الخدمة إتاحة فرص مناسبة لكل فئات الشعب لإدارة مدخراتهم وأموالهم بشكل سليم، وخضوعها للرقابة والإشراف تجنباً لأي عمليات نصب أو أن يفرض عليهم رسوم مبالغ فيها.

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